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New Month New Me

October 1st, 2014 at 07:30 am

I think I have got to hang of this now (blogging that is, not my spending and debt)

Yes I totaly agree with comment made. I have spending issues. It takes over my life. Today is the beginning of a New month and a New me.

Yesterday was ok (sh) concidering I have spare cash in the bank and it burns holes in my pocket as we say (not sure where everyone is in our world, who has commented). I only spent £30. I agree it was £30 I need not of spent. I usually would have gone to the cash machine and drew out all spare cash. So in my odd logic, that was an improvement ?

I have drawn up a very rough budget to get me going and now in the process of sorting my debt. More of that to come later in the day.

I have decided I need something to distract me, sooooo. My home is in need of some tender love and care. So today I am starting to sort out and decorate. I will try and look for all the chepest way to do things. Recycle and reuse is my new motto.

Be back later

Thank You

Yesterday

October 1st, 2014 at 07:12 am

Sorry, just getting the hang of this, I posted yesterday in tha wrong place.

Thank you to all for your input.

Today, is my first full day at.

Getting out of Debt......lots of bits n pieces
Control my spending
Work on creating a buget.......and sticking to it.
Start Saving

I have in the past, not paid my priority bills, so I can spend. This is a totaly stupid thing to do but its what I have done. I need to be totaly honest with myself and anyone reading and making the effort to comment and help me. Between my pay and my husbands pension money and any extra money i pick up from extra work, we should be ok, not rich and need to keep and eye but ok. We are not and this all due to me not managing money well.

I have about £150 in the bank at the moment, that is spare. I would usually be out today, making sure I spend it.......not today

Thank You

Short Explanation

September 29th, 2014 at 04:21 pm

My life is a mess (no one would know it). I am a star at hiding stuff. I am in debt, I overspend, procrastinate which causes me untold problems. I have a loving family and husband (second one, first one was a nightmare)I could have a very stress free life but for some unkown reason I just seem to want to wreck it. I have always worked, never been unemployed. Money is the devil to me. If I have it I have got to spend it. I am also over weight. I am sure all the above is inter linked some how ?

It is my intention to blog my way to a stress free life. Please feel free to comment, all constructive comments welcome.